Blog

Spring Cleaning and Home Maintenance Tips

Looking for something to do around the house these days?

Here’s a few places to start:

Clear out the Clutter

There’s a lot going on during the winter months and throughout the holiday season, so household clutter tends to accumulate. Excess clutter can raise the level of cortisol, the “stress hormone,” in your body and tax your physical and mental health. The visual noise from excess clutter can even make it harder to think about what you need to do and make decisions.

The first step toward spring cleaning should be eliminating excess clutter. Start a donation pile and grab a waste bin and ask yourself as you pick up each item, “Do I really want this enough to put it away?” It may feel a little ruthless throwing out those old Christmas cards, for example, but unless you honestly think that you’ll look at them again they aren’t worth keeping.

 

Make an Indoor Cleaning Schedule

Starting from the inside and working out is a great way to get a grip on your cleaning and maintenance, but everything is easier to handle when you break it down into small steps and take them one at a time. A spring cleaning and maintenance schedule can help you focus your energy and time, and keep you from overlooking something important.

To make your spring cleaning schedule, grab a pen and a notebook. For now, concentrate just on the inside of your home:

  • Walk through and inspect your home. What areas have been most neglected over the winter? What areas get skipped during routine cleaning? Is there any particular task, like cleaning out the cupboards, that you’ve been putting off? Make sure they all go on the list.
  • Break down the tasks by room. Just writing “clean the bathroom” is too vague and can either leave you overwhelmed or liable to forget something important. Instead, be specific. List separate tasks like “re-caulk the tub,” or “clean the grout in the shower” so that you can better see what has to be done.
  • Set reasonable goals. You know how much you can accomplish in a given day without feeling burnt-out, so plan accordingly. Consider assigning yourself the small tasks (things that should take less than an hour) on the weeknights after work. Save the bigger jobs for the weekend.
  • Enlist help from your family. If your spouse and kids can pitch in, let them. You can coordinate the work and assign the jobs so that nobody is left wondering what they should do to help — and you don’t get frustrated from doing everything on your own.

 

Inspect the Exterior of Your Home

Winter isn’t just hard on people — it’s hard on buildings. Over the last few months, your home has endured everything from sudden cold snaps and thaws to piles of ice and snow. It’s time to look around to see what may need repairs — even if you can’t get to them right away.

As soon as the weather (and your time) permits, take a walk around your property and be ready to make notes. Take a good look at the following:

  • Roofing: You probably don’t have to climb up there to see if you have any lifted shingles or bare spots. Visible cracking, shifted and missing shingles are a sign that your roof is going to need a little tender care as soon as possible.
  • Chimneys: Look for cracked and missing mortar along the joints between your bricks that signal a need for repairs. You may also find that your chimney cap is missing or damaged thanks to winter winds.
  • Siding: Your siding may be a little worse for the wear, especially if you live in a high-traffic area where there’s been a lot of road ash or salt laid down. Look for loose pieces that need to be reattached and make note of whether or not you’ll need to pressure wash the house once summer is here.
  • Gutters: No matter how carefully you cleaned them before winter, the odds are high that your gutters are full of leaves and sludge again. If they are, you want to move those to the top of your list of necessary outdoor jobs as soon as it’s warm enough.

You probably can’t handle these repairs immediately, but you should be aware of them early so that you can plan for the work and any extra expense as soon as possible.

Handle the Seasonal Preparations

There are a few household jobs that are just necessary every spring if you want to have an easy summer. They include:

  • Replacing your furnace and HVAC filters: Those old filters from the start of winter have probably seen better days, and new filters will keep your home cleaner (and much more allergen-free).
  • Checking the dehumidifier: If you have a basement dehumidifier, it’s time to check the hoses, filters and other working parts to make sure it’s still operating properly — especially with spring rains coming up.
  • Getting the garden tools ready: Dust off the mower and make sure it’s charged or has plenty of gas, and make sure that your trimmers and other garden tools are clean and ready.

All of this work can go quickly if you keep at it. We suggest keeping your list pinned up to the fridge where you can check it daily — and check off the tasks as you do them for a greater sense of accomplishment and a happier, healthier spring.

 

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group

Image result for let's talk tucker

NEW Geist, IN Listing! 11833 Old Stone – Basketball Court in the Basement!

Tucker Features Sheet - MILLER

 

Desire a custom-built home in a quiet neighborhood AND the convenience to walk/bike to restaurants, shopping, & school?

Beautiful & spacious 4bd, 4ba Geist home w/interior & exterior renovations welcomes you via the impressive front entry. The .70 Acre lot w/ covered front patio & large back deck accommodates outdoor play, entertaining, & relaxing front or back.

Features: Functional open floor plan; Abundant windows & natural light; Hardwoods; Updated kitchen w/island & wet bar; Separate laundry space; Private Office; Main floor ½ Bath; Master suite; Upstairs Jack & Jill; Generous storage space.

LL offers family room, bar, full bath, exercise room & a basketball room easily modified for yoga, meditation, dance, play space or theater room.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist
The Tumbarello Group

Image result for let's talk tucker

 

MARCH 2020 NEWSLETTER

Has this ever happened to you? You’re looking for a contractor or other professional for a home project or repair. You search on Google and find hundreds of names. You spend hours considering them. Yet, you never feel confident that the people you find will be qualified, experienced and reputable.

That’s not an unusual scenario. In the end, most people email a friend or neighbor, and ask, “Do you know a good contractor?”

Often that approach works best!

A number of my clients come my way by referral too. I deeply appreciate all who recommend me to their friends, peers and neighbors. THANK YOU!

I’d like to return the favor:  If you’re looking for someone – a contractor, a repair person, a landscape company, etc. – please give me a call. I may be able to recommend someone to you.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group

Let's Talk

Should You Worry About Market Fluctuations?

You turn on the television and watch a news story about housing prices going down. Then you read an article about the housing market on the upswing again.

It’s a little like being on a roller-coaster ride!

Unfortunately, the ride isn’t much fun if you’re thinking of buying or selling a home. In fact, it can be very confusing and frustrating. You just don’t know if “now” is the right time to make a move.

In reality, the housing market has been fluctuating for decades. Yet, people sell their homes every day for good prices, and just as many people get into their next dream home affordably.

When you hear news of market fluctuations, there are two important things to consider.

First, a lot of media information about the housing market is national, or at least regional. If the housing market is trending up or down nationally, remember that it doesn’t necessarily mean that your LOCAL market is doing the same. In fact, it’s entirely possible for housing prices to be rising in your neighborhood, while they are falling nationally, and vice versa.

Second, if you’re selling your current property while buying another home, then the net effect of market fluctuations may cancel out. Say, for example, that the local market is on the upswing. You’ll probably be able to sell your current home for a good price. However, the home you purchase will likely also be priced to reflect the upswing. The same holds true when the market is down.

All that being said, there are some circumstances in which you need to consider market fluctuations when deciding whether or not to make a move. Call today for more information.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group

NEW Geist, IN Listing! 10822 Weatherly – Sprawling Ranch w/ Walk Out & Boat Dock

Tucker Features Sheet - LaValley

Custom built sprawling ranch Geist home on private cul de sac w/ boat dock steps from back patio. Bright & airy main level is open from room to room & includes Modern kitchen w/walk in pantry, huge windows, tons of storage, & large gathering spaces.

Master suite retreat w/ Heated programmable Carrera marble bath floor, luxurious shower & custom walk in closet. The home offers THREE gas fireplaces, solid wood doors, high ceilings, Superior Craftsmanship & abundant closet storage.

Walk out lower level w/ high ceilings & kitchen is almost as large as the main level. Distinctive Exterior is newly painted & beautifully illuminated at night. New driveway, patio & walk.

Outdoor living includes private shade garden, screened porch, & Trex decking.

 

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist
The Tumbarello Group

Image result for let's talk tucker

 

How to Appeal Your Property Tax Bill

To successfully appeal your property tax bill, you first need to do a bit of sleuthing into your real estate assessment.

It’s possible to trim your property tax bill by appealing the value the taxman assigned to your home. That “assessed value” is what’s used to calculate how much tax you owe.

One way to lower your property tax is to show that your home is worth less than its assessed value. You can do the initial research online in just a few minutes or by making a quick call to your Tucker agent.

If it turns out you’re right and your property is assessed at too high a value, the process for appealing can stretch out for months.

Read Your Assessment Letter

Local governments periodically assess all the real estate they tax. When your new assessment comes in the mail, it’ll list information about your property, such as lot size or a legal description, as well as the assessed value of your house and land.

Your property tax bill will usually be calculated by multiplying your home’s assessed value by the local tax rate, which can vary from town to town.

If you think your home’s assessment is higher than it should be, challenge it immediately. You generally have less than 30 days to do so, though each taxing authority sets its own timeline. Procedures are often outlined on the back of the letter.

Follow these five steps to challenge your assessment:

1. Decide if an Appeal is Worth Your Time

How much effort you decide to put into a challenge depends on the stakes. The median property tax paid in 2012, the latest available figure, was about $2,000. That’s about 1% of the roughly $200,000 median-value home.

Say you’re able to lower your assessed value by 15% to $170,000 and therefore save 15% on your property tax. That lowers your tax bill to about $1,700, a net savings of about $300.

In some parts of New York and Texas, for example, where tax rates can approach 3% of a home’s value, potential savings are greater. Ditto for communities with home prices well above the U.S. median.

2. Check the Data

Make sure the information about your home is correct. Is the number of bathrooms accurate? Number of fireplaces? How about the size of the lot? There’s a big difference between “0.3 acres” and “3.0 acres.” If any facts are wrong, then you may have a quick and easy challenge on your hands.

3. Get the “Comps”

Ask your Tucker Agent to find three to five comparable properties — “comps” in real estate jargon — that have sold recently. Alternatively, check a website like talktotucker.com to find approximate values of comparable properties that are very similar to your own in terms of size, style, condition, and location. If you’re willing to shell out between $350 and $600, you can hire an appraiser to give you a professional opinion of your home’s value.

Once you identify comps, check the assessments on those properties. Most local governments maintain public databases. If yours doesn’t, seek help from a Tucker agent or ask neighbors to share tax information. If the assessments on your comps are lower, you can argue yours is too high.

Even if the assessments are similar, if you can show that the comparable properties are superior to yours, you may have a case for relief based on equity. Maybe your neighbor added an addition while you were still struggling to clean up storm damage. In that case, the properties are no longer comparable.

4. Present your Case

Armed with your research, call your local assessor’s office. Most assessors are willing to discuss your assessment informally by phone. If not, or if you aren’t satisfied with the explanation, request a formal review.

Pay attention to deadlines and procedures. There’s probably a form to fill out and specific instructions for supporting evidence. A typical review, which usually doesn’t require you to appear in person, can take anywhere from one to three months. Expect to receive a decision in writing.

5. Appeal if You Don’t Like the Review

If the review is unsuccessful, you can usually appeal the decision to an independent board, with or without the help of a lawyer. You may have to pay a modest filing fee, perhaps $10 to $25. If you end up before an appeals board, your challenge could stretch as long as a year, especially in large jurisdictions that have a high number of appeals.

But homeowners often do triumph. More than half the tax appeals in Seattle’s King County are successful.

There are a few things to keep in mind as you weigh an appeal.

  • The appeals board can only lower your real estate assessment, not the rate at which you’re taxed.
  • There’s a chance, albeit slight, that your assessment could be raised, thus increasing your property taxes.
  • A reduction in your assessment right before you put your house on the market could hurt the sale price.

An easier route to savings might lie in determining if you qualify for property tax exemptions based on age, disability, military service, or other factors.

This article provides general information about tax laws and consequences, and shouldn’t be relied on as tax or legal advice applicable to particular transactions or circumstances. Consult a tax pro for such advice.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist
The Tumbarello Group

The 4 Most Trending Home Decor Styles

The 4 Most Trending Home Decor Styles

Have you been looking around your home lately and feeling like everything you see is somehow tired and dated? It happens. That’s usually a sign that it’s time to do some updates.

Whether you’re ready to ditch the Millennial Pink paint and the seashells in the bathroom or just want to be rid of the word art on your walls from trends past, updating your home doesn’t have to be an overwhelming task. The real challenge is to know what’s trending now — and likely to keep your home looking current and fresh for a few years to come.

Here are some of the top home decorating trends of the past year (along with what’s passing out of favor) and predictions about what you’ll see more of in the future.

Bold, Primary Colors

A few years ago, every home decor magazine featured lots of grays. Ranging from dusky slate tones to almost-silver, gray was part of clean, minimalist designs in kitchens and bathrooms everywhere.

The problem is that those shades can also easily look sterile or clinical over time — which may be why there’s an emerging trend in home decor toward bold splashes of color with a vintage feel. Think rusty reds the color of old velvet, adobe orange, midnight blue, and mustard yellow.

If you embraced the grays of previous trends, you don’t have to worry about trying to overhaul your entire look. Instead, just add accent pieces in your chosen color scheme through vintage rugs, interesting glassware or ceramics and a few vibrant pieces of art to your existing space.

Mix-And-Match Furniture and Accents

Gone are the days where everything in a room had to match. Perfectly matching furniture and matchy-matchy hardware all-around can make your living room feel more like a showplace than part of a home. And who wants to sleep every night in a bedroom that looks like it’s inside a suburban hotel? Aside from being uncomfortable, it can also leave your space feeling devoid of any real personality.

The new trends focus on adding personal style to every space through the use of casually mixed pieces of furniture that have been acquired a piece at a time and quirky accent pieces that are full of charm. Mixed-up metals are also a top trend: You no longer have to pick between brushed silver knobs and copper-edged lighting — you can have both!

The Organic, Natural Look

The industrial look, full of straight lines and indestructible-looking metals, introduced a raw, unfinished look to many homes over the last decade. Industrial materials and Edison bulb lighting were incredibly popular — but those also had a somewhat sterile, unfinished feel to many.

Today’s homeowners are reaching out to the natural world for new inspiration in their home decor. They’re also reaching into the past to embrace handcrafted items and custom-made materials instead. Organic materials are growing in popularity as consumers increasingly reject plastics, pressed-wood pieces, and other mass-marketed items.

Wood floors, especially those ethically sourced from reclaimed wood, have become incredibly popular and are likely to withstand the test of time. Hand-woven or crocheted blankets can enhance a color scheme and soften a room’s look. Rag rugs also evoke the American past and provide a little touch of whimsy in a room.

Big, Beautiful Pieces of Art

A decade ago, gallery-style walls full of small pieces of art and family photos (with a few pieces of word art mixed in) were everywhere. Over time, however, many people have come to feel that a wall full of frames simply looks cluttered. There’s so much to look at that nothing is really noticeable — which kind of defeats the point of having all of that on the wall in the first place.

Today’s homeowner is going big and bold with their art. Regardless of whether you like the lush, Pre-Raphaelite works of John William Waterhouse, the sleek, Art Deco style of Tamara Lempicka or the playful, kaleidoscope of patterns that go along with your Bohemian instinct, ditching a dozen small frames for a few large focal pieces can breathe new life into any room.

Aside from adding pieces that reflect your chosen accent colors, this is also a chance to experiment with mixed metals and vintage looks. Antique frames in brushed gold or silver can help tie the look you’re aiming for all together.

How Do You Know What Home Decor Styles Will Last?

What goes around in fashion often comes around again a few years later, so the most important part of home decor is seeing to your own comfort. If you make your decorating choices around what you find cozy and calming, you can rarely go wrong. You’ll also find it easier to update your look without any great effort or cost.

But what if you feel like your home needs more than a superficial overhaul? If you have linoleum on your kitchen floor that’s been there since the 1970s or flowered wallpaper that went up in the 1980s, it might be time for a bigger overhaul. In that case, you could consider looking into some professional help. There are plenty of reputable, experienced home service providers available who can redo your floors and repaint the walls for you — leaving you free to concentrate on adding the details that reflect your personal touch.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist
The Tumbarello Group

 

Finding the Perfect “Kid-Friendly” Neighborhood

kidFast forward a few years and imagine that your kids have grown up. They’ve come back to the “old neighborhood” to reminisce. What will they remember? The playground where they hung out with their friends? The quiet cul-de-sac where they learned to ride their bikes? The park where they picnicked and flew kites?

Lasting memories are built in neighborhoods where amenities match lifestyles. When shopping for a new home, evaluate a prospective new neighborhood against the following 3 E’s:

Education: What resources are available in the neighborhood to help with your child’s education? Are there schools and other services, such as libraries or art studios? How do they rate?

Environment: Is it safe? Do your kids need to cross busy streets to go to parks or to school? Are there other families with kids the same age?

Entertainment: Swimmers need pools and soccer players need a field. Are the right facilities, programs, and leagues available for your kids? Where will you play as a family?

Keep the 3 E’s in mind when choosing your next neighborhood. You’ll start a lifetime of wonderful memories for you – and your kids.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group

Let's Talk