06/10/2021 Bought and sold a Single Family home in 2021 in Carmel, IN.
Local knowledge: *****
Process expertise: *****
Negotiation skills: *****
From the moment we met Shawna, she said, “I am here to help and work for you. No matter how long it takes, we will take all the time we need to find the perfect home for YOU.” Over the months working with her to find a new home, she truly followed through on this promise. She became like an extension of our family, knowing exactly what was most important to us in a home, and knowing just as quickly as us when something “was not it.” For every home tour we completed, she came prepared with comps and insight into the neighborhood and area. When we had questions, her wealth of knowledge allowed her to advise us quickly and concisely. Shawna also did whatever it took to ensure she had comprehensive, competitive information for us.
She was not afraid to consult with her team and other experts if we had especially complex situations or questions. It was with her help that we were able to purchase a home we love in an incredibly competitive housing market, while still achieving our budget goals. Her strategic thinking ensured we had the strongest possible offer, in ways that extended beyond just the offer price. Shawna also knows how critical it is to successfully get to closing. She kept a constant pulse on all parties involved in getting us to the finish line – stepping in when needed to advocate for us and keep processes on track. Her same competitive and attentive qualities were what then equipped us to successfully list, sell, and quickly close on our old home.
We could not have been more thrilled with the 15 strong offers we received in a matter of hours and the way she worked with all interested parties’ agents. She is a true class act, always putting people first while delivering results. SHAWNA IS THE BEST!
During the Great Recession, just over a decade ago, the financial systems the world depended on started to collapse. It created a panic that drove some large companies out of business (ex. Lehman Brothers) and many more into bankruptcy.
The financial crisis that accompanied the current pandemic caused hardship to certain industries and hurt many small businesses. However, it hasn’t rattled the world economy. It seems that a year later, things are slowly getting back to normal for many companies.
Why is there a drastic difference between 2008 and now?
“We changed the rules. We told banks they needed more reserves and that they could no longer underwrite toxic mortgages. It turns out that regulation — properly done — can help us navigate financial minefields.”
Here are the results of that regulation, captured in a graph depicting the number of failed banks since 2007.
What was different this time?
The post mentioned above explains:
“In 2008 the government saw the foreclosure meltdown as a top-down problem and set aside $700 billion for banks under the Troubled Asset Relief Program (TARP). Not all of the $700 billion was used, but the important point is that the government did not act with equal fervor to help flailing homeowners, millions of whom lost their homes to foreclosures and short sales.
This time around the government forcefully moved to help ordinary citizens. Working from the bottom-up, an estimated $5.3 trillion went to the public in 2020 through such mechanisms as the Paycheck Protection Program (PPP), expanded unemployment benefits, tax incentives, and help for local governments. So far this year we have the $1.9 billion American Rescue Plan with millions of $1,400 checks as well as proposals to spend trillions more on infrastructure…Bank deposits increased by nearly $2 trillion during the past year and credit card debt fell.”
Many have suffered over the past year. However, the economic toll of the current recession was nowhere near the scope of the Great Recession, and it won’t result in a housing crisis.
My Sellers were ready to pass on their “first home” to another to enjoy but were nervous about opening their home for showings during a time in which we were still concerned about the safety of everyone. We put all the protocols in place and allowed overlapping showings so many buyers could view over the course of a few days. We had 33 showings in 15 showing hours and received 14 offers!
The sellers made the decision based on the best offer for them but I was pleased to work with their extremely professional and thorough buyers agent. The climate is like nothing we’ve seen before but kindness, professionalism, and excellent communication among real estate professionals is STILL so important to getting to the closing table. More so now then ever, in my opinion.
What a lovely transaction from beginning to end and the buyers are extremely happy with the home my sellers passed on! Make sure YOU choose a realtor that will represent you well, work well with other agents, and provide a smooth experience for your buy or sell!