Category: Monthly Newsletter

It’s no secret that Indiana’s real estate market is affected by the 4 seasons.  Although there are wonderful available homes on the market now and there are many great reasons to list your home in winter, this time of year can be a little quieter in the marketplace overall.

For all of us, I believe this is an excellent time to “prep”. If you are preparing to buy this year you should be evaluating your finances, budget and speaking with a lender.  If you are preparing to sell this year, you should be working on the projects you’ve noted to make your home show ready.

For me, in between helping my clients, I “prep” year round by attending industry trainings; meeting with builders and lenders to educate myself on their new products; and I attend many events held by the networking groups in the city in which I am a member. I also enjoy catching up with my clients and friends so don’t be surprised if I call and ask you for a coffee date. 🙂

What can I do to help you? I’m available any time you need me for advice, a question, a contractor recommendation, design feedback or anything else real estate related – or not.

So, please don’t hesitate to give me a call if you need anything.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group

Happy New Year!!

I hope your 2019 was amazing and 2020 will bring you happiness and success.

I’m grateful to those who entrusted me this past year and thank you if you referred me to others in 2019. I’ve increased my goal for 2020 and I continue to ask for your help. Can I count on you to help me this year by referring me?

MYTH BUSTER:
If you’ve resisted using a “friend”, or someone you know socially, help you with your real estate needs due to feeling private and protective of your financial, career, or personal situation, I’d like to ease your mind with the following clarification:

As your Realtor, what I DO NOT KNOW about your financial situation in regards to the transaction will be the following:

• Your Credit Score or anything on your credit report
• Your income
• Your debts
• Your assets & investments
• Your financial obligations
• Your debt to income ratio
• Medical or legal expenses, if any

As your Realtor, what I DO KNOW about your financial situation in regards to the transaction will be the following:

• The price point of a home you are pre-qualified to purchase if you are a home buyer.
• The loan program you have chosen to purchase your home if you are buying.
• How much money you will need to bring to closing if purchasing.
• Your monthly utility expenses on the home you are selling.
• How much money you will receive at closing if you are selling.
• The cost of your property taxes on the home (buying or selling)

My job is to help facilitate the sell/buy of your home: educating, guiding, and negotiating as your advocate. The private financial information is between you and your Loan Officer/Lender. If you choose to share with me, it remains confidential between us for life.

If you would like to discuss this further I’d love the opportunity to explain.  Let me buy you a coffee and let’s talk! 🙂

Stay tuned for info on my next home-buying seminar. If you refer someone and they attend, I will send you a gas gift card (or another card option of your choice).

If you’re thinking of making a move in 2020, it’s time to start looking and getting pre-qualified NOW. If you would like a referral to a reputable lender, I know many who would be happy to help you.

THANK YOU for continuing to support me and my family.

Shawna O’Brien
shawna.obrien@talktotucker.com
F.C. Tucker Geist Fishers
The Tumbarello Group